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Get the cyber insurance that actually covers you.
Cyber policies are complex and expensive. We review your coverage, identify gaps and optimise your premium.
What is Cyber Insurance Advisory?
Cyber Insurance Advisory helps you choose the right cyber insurance and understand the policy terms. The team understands both the security side and the insurance market. Which coverages do you need? Which exclusions are risky? What security measures must you implement to qualify for coverage or a premium discount? We bridge security expertise with insurance requirements.
Cyber insurance is increasingly complex and expensive
Cyber insurance is becoming increasingly complex and expensive. Insurers impose higher requirements, premiums are rising and policy conditions are becoming stricter. Cyber Insurance Advisory helps you choose the right policy and understand the terms.
Many organisations discover only at the point of a claim that their policy does not cover what they expected. War clauses, sublimits, notification requirements and prevention requirements are common pitfalls. The team helps you understand these before they matter.
The team understands both the security side and the insurance market. Which coverages do you need? Which exclusions are risky? What security measures must you implement to qualify for coverage or achieve a premium reduction? These are the questions we answer.
You have cyber insurance but do not know if it actually covers you
Most organisations discover gaps in their cyber insurance coverage only when they need to make a claim. At that point it is too late.
- War clauses and nation-state attack exclusions have caused claim denials in major ransomware incidents, leaving organisations with no coverage when they needed it most.
- Insurers increasingly require specific security measures (MFA, EDR, IR plan) as policy conditions. Failing to meet these can void coverage after an incident.
- Without security expertise, your broker cannot assess whether your current security measures qualify for the coverage and premium levels that are available to well-secured organisations.
What the advisory covers
- Insurance needs assessment based on risk profile
- Policy analysis and comparison
- Coverage and exclusion review
- Prevention requirements assessment (what do insurers require?)
- Premium optimisation advice
- Claim readiness support
- Collaboration with your insurance broker
How DEFION delivers Cyber Insurance Advisory
Risk analysis
Identifying your greatest cyber risks based on sector, technology and current security posture.
Insurance needs analysis
Determining which coverages are relevant for your specific risk profile and business model.
Security measures assessment
Evaluating whether you meet the prevention requirements of insurers and identifying gaps.
Policy review
Analysis of existing or proposed policies for coverage gaps, exclusions and critical conditions.
Advisory report
Recommendations for coverage selection, security improvements for premium reduction and claim readiness.
Deliverables
- Cyber insurance advisory report
- Insurance needs analysis
- Policy review with key observations
- Gap analysis: prevention requirements vs. current measures
- Premium optimisation recommendations
- Claim readiness assessment
Suitable for
- Organisations considering cyber insurance
- Companies wanting their existing cyber policy reviewed
- CFOs and risk managers who consider cyber insurance as risk mitigation
- Organisations struggling to obtain coverage due to security shortcomings
FAQ
Do we need cyber insurance?
Why are premiums rising?
What security measures do insurers require?
Can I reduce my premium through better security?
Do you work together with our insurance broker?
Ready to review your cyber insurance coverage?
Tell us what you need. We review your situation and deliver concrete advice.